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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-861-4224.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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She Believes In Customer Service!
“Karlen's knowledge of the lake and its properties saved us both time and energy. I have recommended her to our family and friends.”
Joyce Harrell
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Smith Mountain Lake, Roanoke and Moneta Weather Get Smith Mountain Lake, Roanoke and Moneta Weather Reports Here Being located in Virginia, the Smith Mountain Lake area is assured of four full and beautiful seasons with all the varied activities possible at different times of the year. There is hiking and picnicking in the summer and sledding and snowmen in the winter. Spring is a lively, vigorous time of renewal and our autumns are beautiful with colorful foliage. What a place! Feel free to peek at our local forecast via the website featured on this page. It's my job to know EVERYTHING about Smith Mountain Lake, Roanoke and Moneta! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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What do 84% of homebuyers who use the Internet to search for homes have in common?
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They use a real estate agent to purchase their home.
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Karlen Tinti
Lake Team Realty
13860 Booker T. Washington Hwy. Suite 100
Smith Mountain Lake, VA. 24121
800-861-4224
540-420-4021
540-576-2200
Fax: 540-576-5048
Email: yourlakeconnection@NUMBER1EXPERT.com
I am Karlen Tinti, Associate Broker, with Lake Team Realty, RELATORS, award winning agent and your FULL time Realtor here at Smith Mountain Lake. I hold a Virginia Broker's license, and I am dedicated to providing the finest service available. Having helped numerous clients purchase property, I go the extra mile to help you achieve your goals. I make it a priority to provide you with up-to-date information regarding local real estate values, taxes, municipal services, and most importantly, local-zoning changes that can influence your real estate choices.
Imagine waking up each morning to a beautiful lake view. I have enjoyed living at Smith Mountain Lake for over ten years. I would welcome the opportunity to show you what this unique area has to offer. Smith Mountain Lake offers a variety of activities that include all types of boating, fishing, swimming, water skiing, parasailing, golf, hunting and more. My specialty is waterfront homes and building sites. For lake living at its best, visit my website and call or email me today for a complete information package on this beautiful lake nestled in the magnificent Blue Ridge Mountains of Virginia.   
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